--- title: How to Use the Funded Amount Field in Loan Origination? description: The Funded Amount field allows a loan originator to enter the initial amount funded on a loan, when it differs from the Loan Amount. This mirrors the calculation logic already used in Loan Servicing, so prepaid interest, the monthly payment, and the amortization schedule now calculate correctly from the start — both in Loan Origination and after the loan transfers to Loan Servicing. --- [Skip to content](https://help.themortgageoffice.com/knowledge/how-to-use-the-funded-amount-field-in-loan-origination#main-content) [![TMO-LO~1](https://help.themortgageoffice.com/hs-fs/hubfs/TMO-LO~1.png?width=200&height=65&name=TMO-LO~1.png)](https://www.themortgageoffice.com/) - [Platform](https://www.themortgageoffice.com/products/) Show submenu for Platform - [Loan Servicing](https://www.themortgageoffice.com/products/loan-servicing-software/) - [Loan Origination](https://www.themortgageoffice.com/products/loan-origination-software/) - [Fund Management](https://www.themortgageoffice.com/products/fund-management-software/) - [Knowledge Hub](https://www.themortgageoffice.com/knowledge-hub/) Show submenu for Knowledge Hub - [Blog](https://www.themortgageoffice.com/blog/) - [Resources](https://www.themortgageoffice.com/resources/) - [Webinars](https://www.themortgageoffice.com/resources/?_resource_types=on-demand-webinars) - [Seminars](https://www.themortgageoffice.com/seminars/) - [FAQs](https://www.themortgageoffice.com/frequently-asked-questions/) - [Release Notes](https://help.themortgageoffice.com/knowledge/release-notes) Open main navigation Close main navigation - [Platform](https://www.themortgageoffice.com/products/) Show submenu for Platform - [Loan Servicing](https://www.themortgageoffice.com/products/loan-servicing-software/) - [Loan Origination](https://www.themortgageoffice.com/products/loan-origination-software/) - [Fund Management](https://www.themortgageoffice.com/products/fund-management-software/) - [Knowledge Hub](https://www.themortgageoffice.com/knowledge-hub/) Show submenu for Knowledge Hub - [Blog](https://www.themortgageoffice.com/blog/) - [Resources](https://www.themortgageoffice.com/resources/) - [Webinars](https://www.themortgageoffice.com/resources/?_resource_types=on-demand-webinars) - [Seminars](https://www.themortgageoffice.com/seminars/) - [FAQs](https://www.themortgageoffice.com/frequently-asked-questions/) - [Release Notes](https://help.themortgageoffice.com/knowledge/release-notes) - [Contact Support](https://help.themortgageoffice.com/knowledge/kb-tickets/new) [Contact Support](https://help.themortgageoffice.com/knowledge/kb-tickets/new?hsLang=en) How can we help you? - There are no suggestions because the search field is empty. 1. [Knowledge Base](https://help.themortgageoffice.com/knowledge?hsLang=en) 2. [Loan Origination](https://help.themortgageoffice.com/knowledge/loan-origination?hsLang=en) 3. [Loan Files](https://help.themortgageoffice.com/knowledge/loan-origination?hsLang=en#loan-files) August 3, 2026 # How to Use the Funded Amount Field in Loan Origination? ## This article explains the new Funded Amount field on the Loan Terms page and how it drives prepaid interest, monthly payment, and amortization schedule calculations. The Funded Amount field allows a loan originator to enter the **initial amount funded** on a loan, when it differs from the **Loan Amount**. This mirrors the calculation logic already used in Loan Servicing, so prepaid interest, the monthly payment, and the amortization schedule now calculate correctly **from the start** — both in Loan Origination and after the loan transfers to Loan Servicing. By default, **Funded Amount** automatically matches the **Loan Amount**. A loan originator only needs to enter a different Funded Amount when the loan is being funded for **less** than the full Loan Amount. ### **To enter a Funded Amount on the Loan Terms page:** - Open the loan file and go to the **Loan Terms** page. - Set up the terms as you normally would. - Enter the **Loan Amount**. - Uncheck the **Funded amount matches loan amount** box. - Enter the **Funded Amount**, then click or tab out of the field. - **NOTE:** Prepaid Interest, the Monthly Payment Amount, and the Amortization Schedule will recalculate automatically using the **Funded Amount** once you tab out of the field. The Payment Schedule grid will update to reflect the new values. - The Loan Amount from Origination will populate into the **Original Amount** field in Servicing. - The Funded Amount from Origination will reflect in the **Principal Balance** field in Servicing. - For **Construction** loans, the Funded Amount from Origination will reflect in the Amount Funded field in the Construction \> Project tabs. - For **Commercial** loans, the Funded Amount from Origination will reflect in the Available Credit field in the Commercial tab, under the Credit Limit & Repayment section. ### **Below are the fields available for the Funded Amount setting:** | **Field:** | **Description:** | | --- | --- | | **Funded amount matches loan amount** | Checkbox: -When **unchecked**, the field becomes enabled for manual entry. -When **checked**, the **Funded Amount** field is disabled and auto-fills with the **Loan Amount**. | | **Funded Amount** | The dollar amount that was initially funded on the loan. This drives the calculation of **Prepaid Interest**, the **Monthly Payment Amount**, and the **Amortization Schedule** — in place of Loan Amount. | ### **When the loan is transferred to Servicing:** - The Loan Amount from Origination will populate into the **Original Amount** field in Servicing. - The Funded Amount from Origination will reflect in the **Principal Balance** field in Servicing. - For **Construction** loans, the Funded Amount from Origination will reflect in the Amount Funded field in the Construction \> Project tabs. - For **Commercial** loans, the Funded Amount from Origination will reflect in the Available Credit field in the Commercial tab, under the Credit Limit & Repayment section. - [Getting Started](https://help.themortgageoffice.com/knowledge/getting-started?hsLang=en#main-content) - [General](https://help.themortgageoffice.com/knowledge/getting-started?hsLang=en#general) - [Basic Information](https://help.themortgageoffice.com/knowledge/getting-started?hsLang=en#basic-information) - 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