--- title: How to enter a deposit? description: This article discusses how to enter deposits, manually, for money received from a client. --- [Skip to content](https://help.themortgageoffice.com/knowledge/how-to-enter-a-deposit#main-content) [![TMO-LO~1](https://help.themortgageoffice.com/hs-fs/hubfs/TMO-LO~1.png?width=200&height=65&name=TMO-LO~1.png)](https://www.themortgageoffice.com/) - [Platform](https://www.themortgageoffice.com/products/) Show submenu for Platform - [Loan Servicing](https://www.themortgageoffice.com/products/loan-servicing-software/) - [Loan Origination](https://www.themortgageoffice.com/products/loan-origination-software/) - [Fund Management](https://www.themortgageoffice.com/products/fund-management-software/) - [Knowledge Hub](https://www.themortgageoffice.com/knowledge-hub/) Show submenu for Knowledge Hub - [Blog](https://www.themortgageoffice.com/blog/) - [Resources](https://www.themortgageoffice.com/resources/) - [Webinars](https://www.themortgageoffice.com/resources/?_resource_types=on-demand-webinars) - [Seminars](https://www.themortgageoffice.com/seminars/) - [FAQs](https://www.themortgageoffice.com/frequently-asked-questions/) - [Release Notes](https://help.themortgageoffice.com/knowledge/release-notes) Open main navigation Close main navigation - [Platform](https://www.themortgageoffice.com/products/) Show submenu for Platform - [Loan Servicing](https://www.themortgageoffice.com/products/loan-servicing-software/) - [Loan Origination](https://www.themortgageoffice.com/products/loan-origination-software/) - [Fund Management](https://www.themortgageoffice.com/products/fund-management-software/) - [Knowledge Hub](https://www.themortgageoffice.com/knowledge-hub/) Show submenu for Knowledge Hub - [Blog](https://www.themortgageoffice.com/blog/) - [Resources](https://www.themortgageoffice.com/resources/) - [Webinars](https://www.themortgageoffice.com/resources/?_resource_types=on-demand-webinars) - [Seminars](https://www.themortgageoffice.com/seminars/) - [FAQs](https://www.themortgageoffice.com/frequently-asked-questions/) - [Release Notes](https://help.themortgageoffice.com/knowledge/release-notes) - [Contact Support](https://help.themortgageoffice.com/knowledge/kb-tickets/new) [Contact Support](https://help.themortgageoffice.com/knowledge/kb-tickets/new?hsLang=en) How can we help you? - There are no suggestions because the search field is empty. 1. [Knowledge Base](https://help.themortgageoffice.com/knowledge?hsLang=en) 2. [Trust Accounting](https://help.themortgageoffice.com/knowledge/trust-accounting?hsLang=en) 3. [Register](https://help.themortgageoffice.com/knowledge/trust-accounting?hsLang=en#register) October 9, 2026 # How to enter a deposit? ## This article discusses how to enter deposits, manually, for money received from a client. A trust account functions like a checkbook, allowing you to manually [enter deposits](https://help.themortgageoffice.com/knowledge/how-to-enter-a-deposit#deposit) for monies received from a client. If the funds received apply to **more than one client**, you can use the **[Split](https://help.themortgageoffice.com/knowledge/how-to-enter-a-deposit#split) Information** section to distribute the amount among multiple clients. ### To enter a deposit: - Click the ![users](https://help.themortgageoffice.com/hs-fs/hubfs/Icons/users.png?width=15&height=15&name=users.png) **Trust Accounts** drop-down in the left panel of The Mortgage Office®. - From the list of Trust Accounts that are listed, **select** the **trust account** drop-down to enter the deposit in. - From that drop-down, click **All.**  - You can also click any one of the client **names** under All to make a deposit **directly** from a client's ledger. - In the grid or the Client's ledger click ![action](https://help.themortgageoffice.com/hs-fs/hubfs/TMO%20APP%20Icons/action.png?width=16&height=16&name=action.png) **Actions** from the options available on the top panel and select ![dollar-sign-solid](https://help.themortgageoffice.com/hs-fs/hubfs/Icons/dollar-sign-solid.png?width=15&height=15&name=dollar-sign-solid.png) **Enter Deposit.** - Enter the following information: | **Field:** | **Description:** | | --- | --- | | **Apply to Client** | Enter the client **account**. Once a valid client account is entered, the client's name and address are displayed. TIPS: - Enter the client account number, or click ![](https://help.themortgageoffice.com/hs-fs/hubfs/image-png-3.png?width=17&height=20&name=image-png-3.png), to open a lookup window and select a client from the list. For more details see [How to Use Lookup Windows.](https://help.themortgageoffice.com/knowledge/how-to-use-lookup-windows?hs_preview=ZvxqWlVz-116799074672&hsLang=en) - If the client does not have an account, you may create one at this time by selecting the **New Client** hyperlink. - The client account, name, and address are **automatically populated** when entering transactions directly from a client's ledger. | | **From Whom Received** | Enter the account number of the payer providing the funds. TIPS: - If the payer does not have an account, you may create one at this time by selecting the **New Payer** hyperlink. - If the funds were received from the client into whose account the funds are being deposited, you can simply click the **From Client** hyperlink to copy the client's information. | | **Received** | Enter the date you **received** the funds. TIP: The received date must be **on** or **before** the deposit date. | | **Deposited** | Enter the date you will **deposit** the funds into the bank. Typically, the date received, and the date deposited will be the **same**. In many cases, the number of days that funds can be held before being deposited is regulated by law. TIP: The deposited date must be **on** or **after** the received date. | | **Reference** | Enter the **reference** number. (Maximum of 10 numeric characters) | | **Amount** | Enter the **amount** of the deposit. | | **Memo** | You may enter a **memo** to further identify this deposit. (Maximum of 255 characters) | ### To split the deposit: - In the Split Information section, click ![Add new PLUS sign w border\_r-PNG](https://help.themortgageoffice.com/hs-fs/hubfs/Add%20new%20PLUS%20sign%20w%20border_r-PNG.png?width=45&height=25&name=Add%20new%20PLUS%20sign%20w%20border_r-PNG.png) **New** or ![Table pencil Edit icon with border\_r-PNG](https://help.themortgageoffice.com/hs-fs/hubfs/Table%20pencil%20Edit%20icon%20with%20border_r-PNG.png?width=48&height=25&name=Table%20pencil%20Edit%20icon%20with%20border_r-PNG.png) **Edit** to add or modify a split. - **Enter** or **edit** the information below then click ![OK](https://help.themortgageoffice.com/hs-fs/hubfs/TMO%20APP%20Icons/OK.png?width=69&height=28&name=OK.png) **OK** to save the split, or ![CANCEL](https://help.themortgageoffice.com/hs-fs/hubfs/TMO%20APP%20Icons/CANCEL.png?width=71&height=28&name=CANCEL.png) **Cancel** to abort. | **Field:** | **Description:** | | --- | --- | | **Account** | Enter the client account. TIP: Enter the client account number, or click ![](https://help.themortgageoffice.com/hs-fs/hubfs/image-png-3.png?width=17&height=20&name=image-png-3.png), to open a lookup window and select a client from the list. For more details see [How to Use Lookup Windows.](https://help.themortgageoffice.com/knowledge/how-to-use-lookup-windows?hs_preview=ZvxqWlVz-116799074672&hsLang=en) | | **Client Name** | Once a valid client account is entered, the client's name and address are displayed. This is a read-only field. | | **Memo** | You may enter a **memo** to further identify this transaction. (Maximum of 255 characters) TIP: Split memos are only displayed in the **Splits** control or when viewing transactions from the client's ledger. | | **Category** | You may select a **category** for this split. The available options are: - None - Impound - Reserve | | **Amount** | Enter the **amount** of the split. | - Click ![delete](https://help.themortgageoffice.com/hs-fs/hubfs/TMO%20APP%20Icons/delete.png?width=15&height=15&name=delete.png) **Delete** to remove a split or click ![refresh](https://help.themortgageoffice.com/hs-fs/hubfs/TMO%20APP%20Icons/refresh.png?width=15&height=15&name=refresh.png) **Clear Splits** to clear the splits. - Click ![OK](https://help.themortgageoffice.com/hs-fs/hubfs/TMO%20APP%20Icons/OK.png?width=69&height=28&name=OK.png) **OK** to save the deposit or ![CANCEL](https://help.themortgageoffice.com/hs-fs/hubfs/TMO%20APP%20Icons/CANCEL.png?width=71&height=28&name=CANCEL.png) **Cancel** to abort.         - [Getting Started](https://help.themortgageoffice.com/knowledge/getting-started?hsLang=en#main-content) - [General](https://help.themortgageoffice.com/knowledge/getting-started?hsLang=en#general) - [Basic Information](https://help.themortgageoffice.com/knowledge/getting-started?hsLang=en#basic-information) - 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